Popular Articles

  1. When a regular debit order discount is lost, does this apply to all my policies?

    No, it applies to the policy where a debit order was missed. For example, if clients take out a new policy, we will apply the 5% regular debit order discount to the new policy until we receive the first unpaid premium notification from the bank for ...
  2. When will I not lose my regular debit order discount if a debit order payment is missed?

    Clients will not lose the discount if there is a valid and acceptable reason by Momentum for missing the debit order, e.g., if it was their bank’s error or Momentum’s error. If clients forget to mention a change in debit order account, they will not...
  3. Will you inform me that I am due for an annual compulsory reassessment screening?

    Clients will receive multiple reminders to encourage them to complete their compulsory reassessment.  Their initial notification appears in their LifeReturns® quotation.  An explanation of what reassessments are and when they are due is included...
  4. What are the criteria to qualify for FastTrack?

    The table below indicates which factors are considered for FastTrack. Factor FastTrack is applicable when*: Validation stage Age, BMI, and health questions Clients are 50 years old (age next birthday), or younger. Client's BMI is bet...
  5. At what point will Hello Doctor contact me?

    During the screening process, all potentially harmful results will alert Hello Doctor and you’ll get an in-app notification (a pop-up) to let you know that a doctor will contact you.  The Hello Doctor service will be triggered by a combination of f...
  6. Who is Hello Doctor?

    Proudly run by Momentum Health Solutions, Hello Doctor is a telehealth service made available to all our Momentum Metropolitan clients.
  7. What should I do if the screening results are concerning?

    When any of your results are outside the ranges for a healthy individual, clients can expect to be contacted by  a medical professional who monitors the results and reaches out to clients whose results raise an immediate  health concern. Client...
  8. The liveness check shows as "not recognised"

    Check that there is no light source behind clients, no glare on their face, and no direct sunlight on their face. There should be no changes in lighting during the liveliness check. If the issue is on the verification step, then close the screen an...
  9. Will my ID still reflect on my advisers cellphone after the screening?

    No data will remain on the adviser's phone; the data is stored in the back-end, not on the phone or the app.
  10. Why do clients rated as poor, or fair get zero percent fitness discount?

    LifeReturns® is a risk selection model, as such, it provides deeper discount levels for clients who are less of an insurance risk. Clients rated as poor, or fair do not present a below average claim risk when considering their fitness only.