The screening results will be used to determine premium discounts and in certain cases to fast track the underwriting process. We will use some of the data to validate certain information with our 3rd party service providers, e.g., ID verification with Home Affairs, health questions validation with providers such as HealthCloud, and adverse screening results with Hello Doctor when they need to contact clients. During the screening and application processes, clients provide consent in terms of how their data is used and as such, we will never share client data with anyone or any entity without client consent.