The results from the discount factors we screen for change more frequently compared to factors like gender, age, occupation, etc which we use to determine the contractual premium, and thus must be checked regularly. This also allows clients to enjoy a free annual health check-up to better understand their health. Using the information we gather during reassessment, Myriad’s future plans include offering clients opportunities to get additional or comprehensive cover without further underwriting, which would be the cheapest and easiest way to get additional cover.