The table below indicates which factors are considered for FastTrack.
| Factor | FastTrack is applicable when*: | Validation stage |
| Age, BMI, and health questions | Clients are 50 years old (age next birthday), or younger. Client's BMI is between 18 and 30 (inclusive). The BMI value, including decimals will be compared to the threshold. This means that a BMI of e.g., 30.1 will not qualify for FastTrack. Client's blood pressure reading is not greater than 140/90, as measured by the digital screening, e.g., BP = 120/80 will qualify for FastTrack, but BP = 142/89 will NOT qualify for FastTrack. Clients' answers to the health questions do not indicate adverse risk according to Momentum. | During the digital screening |
| Benefits | The benefits selected are limited to life cover, lump sum disability, lump sum impairment and critical illness benefits only. | At quote acceptance stage |
| Number of lives | There is only one life on the policy. | |
| Purpose of cover | The cover is for personal insurance, not for business assurance. | |
| Cover amount limits | The aggregated insured amount on main benefits with Myriad is < R5m (Ancillary disability benefits do not contribute to this total), and the new critical illness cover applied for does not exceed R1m.
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Data validation | The information provided by clients is not contradicted by information obtained through other sources, e.g., the Life and Claims Register. | At application submission stage |
* Please note that these rules are subject to change anytime without notification, but any changes will be communicated.