Irrespective of when in the year your cover starts, your discount will be valid until the end of the reassessment period of the following year, plus one year, unless new information becomes available that invalidates the data on which this LifeReturns® discount offer is based. If a valid set of screening results is received during a compulsory reassessment period, the discount will be valid until the end of the following compulsory reassessment period.