If one of my rating factors improve, what would cause my discount not to increase?

It is important to remember that we will always use the full set of screening results, and we will not only update one improved factor to get a higher discount. This means that the LifeReturns® discounts may not change after an improvement in one rating factor’s results.

For example:

  • the discount can increase due to improved BMI, but reduce due to poorer blood pressure results, or
  • improved BMI results do not move the client into a different discount category.