Popular Articles

  1. What are the criteria to qualify for FastTrack?

    The table below indicates which factors are considered for FastTrack. Factor FastTrack is applicable when*: Validation stage Age, BMI, and health questions Clients are 50 years old (age next birthday), or younger. Client's BMI is bet...
  2. What should I do if the screening results are concerning?

    When any of your results are outside the ranges for a healthy individual, clients can expect to be contacted by  a medical professional who monitors the results and reaches out to clients whose results raise an immediate  health concern. Client...
  3. Is it safe to do the fitness assessment without medical support?

    Our active fitness assessment requires a client to get their heart rate up using simple exercises in a short period of time, e.g. jogging or stepping. Since we have simplified the process to allow clients to perform these tests in the comfort of the...
  4. In which countries is screening available?

    Yes, international screening is possible in all countries, but there is a manual process for international clients who do not have access to the South African Playstore or iStore.  Here are the two scenarios in terms of how it can work:   If th...
  5. Will my ID still reflect on my advisers cellphone after the screening?

    No data will remain on the adviser's phone; the data is stored in the back-end, not on the phone or the app.
  6. How is my blood pressure and medical aid membership used to determine premium discounts?

    Both these requirements must be met to qualify for an additional 50% of the discount earned for BMI. If either of these two criteria are not met, no additional BMI LifeReturns® discount will be allocated. Blood pressure Client blood pressure (syst...
  7. Do I have to belong to Momentum’s medical aid to get my discount?

    Any registered medical aid is acceptable. However, this excludes medical insurance products, e.g., hospital cash plans and gap cover.
  8. How is physical fitness used to determine premium discounts?

    Fitness level will be determined through the digital screening process. The digital screening’s aim is to measure cardiovascular fitness, and the exact nature of the test differs depending on whether it is the initial screening, or whether it is ...
  9. How does the regular debit order discount work?

    We will reward clients upfront with a monthly discount of 5% on their premium if they pay their premiums regularly via a debit order and perform a digital LifeReturns® screening. When clients take out a Myriad policy and perform a digital LifeReturn...
  10. Is it possible to opt-out of the active fitness assessment?

    Yes, a client can select not to complete the active fitness assessment component. Although skipping the fitness assessment will impact the associated fitness discount, the impact will be limited by the protection offered by the LifeReturns® Reassess...