Popular Articles

  1. What happens if my policy is submitted to new business and I have not completed my screening?

    Last Updated: 17/04/2023 in The initial screening process
    Scenario #1 If clients screen and receive a discount before underwriting   accepts the policy, their first premium will be the discounted premium. Scenario #2 If clients screen and receive a discount after underwriting has accepted the ca...

  2. Where can I view my screening results?

    Last Updated: 17/04/2023 in The initial screening process
    The full set of screening results will be sent to the insured life’s smartphone via SMS immediately after screening. The insured life can also view results on their smartphone while screening.  Existing Myriad clients will be able to view results ...

  3. How much will a screening session cost me?

    Last Updated: 17/04/2023 in The initial screening process
    The initial screening and subsequent annual compulsory screenings are completely free of charge. Clients will  soon have the option to request as many voluntary screenings as they like, at a small fee per screening, on  momentum.co.za . ...

  4. How is BMI used to determine my premium discount?

    Last Updated: 14/04/2023 in The factors determining my discount
    BMI calculates clients' weight relative to their height and indicates the estimated fat percentage in their body. Clients' weight (in kilograms) divided by their height (in meters) squared is used to calculate their BMI. Example: A client who is 1...

  5. Do the discount factors make provision for older ages?

    Last Updated: 17/04/2023 in The factors determining my discount
    The discount model does not change at older ages, but age is allowed for inherently in the fitness component since the fitness requirement will vary by age. Optimal blood pressure is deemed to be appropriate irrespective of age and medical aid membe...

  6. How long does a screening take to complete?

    Last Updated: 17/04/2023 in The initial screening process
    The initial screening takes up to 90 seconds, with a bit more time to answer the mandatory questions. The reassessment screening takes up to 10 minutes if you also complete the fitness assessment, typically a step test, and depends on your level of ...

  7. Where can I view the discount that I qualify for?

    Last Updated: 17/04/2023 in The factors determining my discount
    The discount will be shown on the smartphone used for the digital screening and indicated on the LifeReturns® offer that comes with the quote,  and on the clients momentum profile on momentum.co.za

  8. What is the maximum discount that can be lost in a single year?

    Last Updated: 03/05/2023 in The factors determining my discount
    The absolute maximum discount that could be lost in a worst-case scenario, is 10 percentage points in a single year. This considers a scenario where a client loses 5 percentage points due to not completing a reassessment or having poorer result...

  9. How often is Myriad planning to change the discount factors?

    Last Updated: 17/04/2023 in The factors determining my discount
    The factors included in, and levels required for, LifeReturns® discount percentages will not be changed before 31 December 2027. The factors referred to are: Body Mass Index (BMI) Blood pressure and medical aid membership Physical Fitness Regul...

  10. What does the screening app assess?

    Last Updated: 17/04/2023 in The initial screening process
    The digital screening, for the purpose of LifeReturns®, assesses BMI, blood pressure, medical aid membership and physical fitness. Some of the factors are assessed by the  screening technology, e.g., blood pressure, resting heart rate and fitness le...
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Momentum is part of Momentum Metropolitan Life Limited, an authorised financial services and registered credit provider. © Momentum Metropolitan Life Limited.