Popular Articles

1. How does the LifeReturns® Reassessment Protector work?

   Last Updated: 03/05/2023 in Reassessment process
   The LifeReturns® Reassessment Protector firstly limits the impact of annual discount reductions (either because clients have poorer digital screening results* or did not complete the compulsory annual reassessment digital screening). In both cases, ...

2. The initial screening process

   Last Updated: 30/03/2026

3. What is LifeReturns® - in a nutshell?

   Last Updated: 10/05/2023 in What is LifeReturns®?
   LifeReturns ® gives you a personalised discount of up to 35% off on your life insurance premiums. It's a modern approach to calculating maximum discounts on your monthly life insurance premium using the latest digital technology to quickly and accu...

4. How to do a LifeReturns® screening (three-minute video)

   Last Updated: 17/04/2023 in What is LifeReturns®?
   LifeReturns® digital screening: Three-minute video Your browser does not support HTML5 video. Video transcript As a client, when your financial adviser prepares a Momentum life insurance quote for you, they will ask you to complete a Li...

5. How to do a LifeReturns® screening - easy guide

   Last Updated: 11/08/2024 in What is LifeReturns®?
   Introduction  If you decide you'd like to make use of Myriad's LifeReturns® offer, we need some additional information from you. This entails a screening process on your phone and a short questionnaire. This guide explains how it works.  Before ...

6. The factors determining my discount

   Last Updated: 03/02/2026

7. What could cause my discount to reduce?

   Last Updated: 17/04/2023 in The factors determining my discount
   The discount could reduce because of the following: After the initial digital screening, it is possible for the discount to reduce following the BMI validation by a nurse, i.e., if the nurse validated BMI is different from the one declared by the ...

8. How to prepare for the screening (one-minute video)

   Last Updated: 26/04/2023 in What is LifeReturns®?
   Watch the quick video below to see how you should get ready to screen. Your browser does not support HTML5 video. Video transcript Ready to do your first screening. Let's get you set up smartphone check, correct model check, battery level ...

9. Reassessment process

   Last Updated: 27/03/2026

10. How do I opt out of LifeReturns®?

    Last Updated: 13/04/2023 in What is LifeReturns®?
    For a new policy, clients can opt-out by not completing the initial digital screening. For an existing LifeReturns® policy, they cannot “opt-out” but they can elect to not participate in future screenings and over time their discount will reduce. T...

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