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  1. What discounts do I earn for BMI, blood pressure and medical aid membership?

    Created On: 14/04/2023 in The factors determining my discount
    The discounts that can be earned based on clients BMI, blood pressure reading, and medical aid membership are as follows: Body Mass Index (BMI) BMI description BMI only discount percentage BMI, blood pressure and medical aid combinatio...

  2. Do I have to belong to Momentum’s medical aid to get my discount?

    Created On: 14/04/2023 in The factors determining my discount
    Any registered medical aid is acceptable. However, this excludes medical insurance products, e.g., hospital cash plans and gap cover.

  3. How is my blood pressure and medical aid membership used to determine premium discounts?

    Created On: 13/04/2023 in The factors determining my discount
    Both these requirements must be met to qualify for an additional 50% of the discount earned for BMI. If either of these two criteria are not met, no additional BMI LifeReturns® discount will be allocated. Blood pressure Client blood pressure (syst...

  4. Why do you use BMI instead of Body Fat Percentage?

    Created On: 13/04/2023 in The factors determining my discount
    BMI has proven to be an important factor driving claims experience for different benefits and it is a simple metric that is easily and objectively measurable.

  5. How an app can give a discount of up to 35%

    Created On: 13/04/2023 in What is LifeReturns®?
    Initial assessment The in-app LifeReturns® screening technology uses a client's smartphone to do a biometric screening of their vitals in a process similar to taking a “selfie” video. As part of the application process, clients will receive an SMS ...

  6. I am pregnant. What weight do you use for the BMI calculation?

    Created On: 13/04/2023 in The factors determining my discount
    We will use the client's current weight, as validated by our Fastlane practitioner, at the point of screening. Clients will have an opportunity to rescreen at any time.

  7. How is BMI used to determine my premium discount?

    Created On: 13/04/2023 in The factors determining my discount
    BMI calculates clients' weight relative to their height and indicates the estimated fat percentage in their body. Clients' weight (in kilograms) divided by their height (in meters) squared is used to calculate their BMI. Example: A client who is 1...

  8. What factors do you use to determine the discounts?

    Created On: 13/04/2023 in The factors determining my discount
    The factors used are: Body Mass Index (BMI) Blood pressure reading Registered medical aid membership Physical fitness level Regular debit order payment

  9. How do I opt out of LifeReturns®?

    Created On: 13/04/2023 in What is LifeReturns®?
    For a new policy, clients can opt-out by not completing the initial digital screening. For an existing LifeReturns® policy, they cannot “opt-out” but they can elect to not participate in future screenings and over time their discount will reduce. T...

  10. How much does it cost to participate in LifeReturns®?

    Created On: 13/04/2023 in What is LifeReturns®?
    The initial and the annual compulsory reassessment digital screenings are free of charge. We will also provide clients with an additional free voluntary reassessment screening if they feel that they can improve on their initial screening results,...
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Momentum is part of Momentum Metropolitan Life Limited, an authorised financial services and registered credit provider. © Momentum Metropolitan Life Limited.